Cash forecast is the metric founders check before sleep. We evaluated 24 tools and ranked the 8 that fit $1M–$50M.
Right place if
Wrong place if
Every score below is anchored to a measurement rule. Tools below 90/100 didn't make the list.
This is a desk evaluation, not a hands-on test. We reviewed each vendor's public pricing, product documentation, integration catalogue and positioning, then scored every tool against the rubric above. Scores reflect published capability, not measured performance in your stack.
Where a vendor does not publish something — a price, a connector list, a limit — we score it as absent rather than assume it exists. That is why some otherwise capable tools score lower on transparency-dependent dimensions.
Fairview appears in this ranking and we build one of the tools listed, so read the placement with that in mind. The rubric and weights are published above so you can disagree with our weighting and re-rank the list yourself. We take no affiliate commission from any vendor here. Our full policy is at editorial standards.
What changed: 7 of 8 cash-fit tools lead with 13-week.
Why it matters: Operators decide on near-term cash.
What changed: 6 of 8 cash-fit tools ship 3+ scenarios.
Why it matters: Founders need plan B and C.
What changed: 7 of 8 cash-fit tools natively connect bank + Stripe.
Why it matters: CSV uploads kill weekly updates.
What changed: 4 of 24 tools dropped per-seat.
Why it matters: Finance teams avoid tax.
$1M–$50M companies wanting 13-week cash + scenarios + runway live
9.4 / 10
Scored below, not rated externally
$149/mo
15 minutes
Why picked
Where it loses
Verdict: The best cash flow forecasting software.
Cash forecast SMB QBO/Xero
8.6 / 10
4.6 ★ G2
$59/mo
1 day
Why picked
Where it loses
Verdict: Best cheap SMB pick.
Visual cash dashboard
7.8 / 10
4.5 ★ G2
$29/mo
1 day
Why picked
Where it loses
Verdict: Visual SMB pick.
Excel-friendly cash + FP&A
7.4 / 10
4.5 ★ G2
$1,500/mo
2 weeks
Why picked
Where it loses
Verdict: After FP&A hire.
SaaS finance cash + ARR
7.2 / 10
4.5 ★ G2
$1,800/mo
2–4 weeks
Why picked
Where it loses
Verdict: SaaS pick $20M+.
Mid-market treasury
7 / 10
4.5 ★ G2
Custom (~$2,500/mo)
4–6 weeks
Why picked
Where it loses
Verdict: For treasury teams.
Founder-led modeling
6.8 / 10
4.6 ★ G2
Free → $250/mo
1 week
Why picked
Where it loses
Verdict: Modeling tool.
Built-in QBO baseline
5.5 / 10
4.0 ★ G2
Included w/ QBO
Instant
Why picked
Where it loses
Verdict: Built-in baseline.
13-week + scenarios + runway at $149/mo.
Native QBO + Xero at $59/mo.
Beautiful UI cheap.
Multi-bank depth.
Scenario modeling depth.
| Stage | Monthly spend | Annual spend |
|---|---|---|
| Under $1M revenue | $0–$60 | $0–$720 |
| $1M–$5M | $59–$200 | $708–$2,400 |
| $5M–$15M | $150–$500 | $1,800–$6,000 |
| $15M–$50M | $400–$2,000 | $4,800–$24,000 |
| $50M+ | $2,000–$5,000 | $24,000–$60,000 |
Public pricing of 24 vendors + 56 verified contracts (Fairview 2026 audit)
Mistake #1 — Spreadsheet cash forecast
Stale by Monday.
Fix: Live tool.
Mistake #2 — No scenarios
One forecast = no plan B.
Fix: Demand 3+ scenarios.
Mistake #3 — CSV upload weekly
Manual burns hours.
Fix: Native bank + Stripe.
Mistake #4 — Trovata at $5M
$2.5K min too heavy.
Fix: Float/Pulse/Fairview.
Mistake #5 — QBO Cash Flow alone
Thin scenarios.
Fix: Layer tool.
Evaluation checklist (24 questions)
PDF, on request. The exact questions to ask in every vendor demo.
Sheets
Comparison spreadsheet
8 tools × 6 dimensions in Google Sheets.
Methodology PDF
How we scored, what each dimension means, what we excluded.
Calculator
Cost calculator
Plug in your numbers, get TCO + ROI estimates.
Fairview scored highest (9.4/10).
Float cheap SMB. Fairview adds runway + CRM + scenarios.
Median $5M: $2,400/year.
Treasury team pick.
Fairview 15 min. Float 1 day. Trovata 4–6 wks.
13-week cash, runway, AR/AP, scenarios.
Modeling tool.
Baseline only.
Visual SMB.
Fairview scales to $100M.
